Education outline

When can you get health insurance?

Still need health coverage for 2023?

Open Enrollment is over. You can still get 2023 health insurance in 2 ways:

If you qualify for a Special Enrollment Period due to a life event.
Like losing other coverage, getting married, having a baby, or based on estimated household income.
If you qualify for Medicaid or the Children’s Health Insurance Program (CHIP). You can apply for these programs any time.

Important dates

November 1: Open Enrollment starts for health coverage for the next plan year — first day you can enroll in, re-enroll in, or change health plans through the Health Insurance Marketplace®. Coverage can start as soon as January 1.
December 15: Last day to enroll in or change plans for coverage to start January 1.
January 1: Coverage starts for those who enroll in or change plans by December 15 and pay their first premium.
January 15: Open Enrollment ends — last day to enroll in or change health plans for the year. After this date, you can enroll in or change plans only if you qualify for a Special Enrollment Period
February 1: Coverage starts for those who enroll in or change plans December 16 through January 15 and pay their first premium.

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MEDICARE ANNUAL ELECTION PERIOD

October 15 to December 7, 2023, Change your Medicare health or drug coverage for 2023, if you decide to. You can join, switch or drop a Medicare Advantage Plan or a Medicare drug plan during this Open Enrollment Period each year.

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Education outline

When can you get health insurance?

Important dates

MEDICARE ANNUAL ELECTION PERIOD

Status of State Medicaid Expansion Decisions